How do I start planning a wedding on a budget?

Short answer

Start by agreeing a total amount you are comfortable spending, then list your top three priorities, such as venue, food or photography. Allocate most of the budget to those and keep everything else simple or DIY.

Begin with a honest conversation with your partner about what you can afford, including any contributions from family. Do not borrow money for the wedding. Write down the total figure, then decide what matters most to you both. For example, you might want a beautiful outdoor venue and a great meal, but you are happy to skip a live band and make your own invitations.

Once you have your priorities, research costs in your area. Venues often have package deals, but you can save by choosing a weekday, a morning ceremony or an off-peak month. Ask for itemised quotes so you can compare fairly. For food, consider a buffet, a hog roast or a shared meal instead of a plated dinner. For drinks, a simple bar with a signature cocktail can feel special without a full open bar.

Keep your guest list realistic. Each guest adds cost, so a smaller list is the quickest way to save. Use free tools like a spreadsheet or a notebook to track every expense. Remember to include small items like postage, favours and thank-you cards. Leave a small buffer for unexpected costs, but do not let it tempt you to overspend.