Wedding budget calculator: split your budget

Start by agreeing a total you are both happy to spend. Enter it here, along with your guest number. We suggest a split by category. Use it as a starting point, not a rule.

Some couples spend more on the venue and food, while others save on the day and put the money toward a home. Your priorities are what matter. If you are having a small ceremony, you may not need a big reception budget. If you want a long party, plan for drinks and music.

• Track each line as you book.
• Keep a separate fund for unexpected costs.
• Revisit your numbers after each deposit.

Work out your budget before you look at venues or dates. Your numbers set the limits for what you can choose.

Many couples find it helps to write down who pays for what. Some families contribute, some couples pay everything themselves, and some split costs differently. Agree this early so there are no surprises later.

Review your budget after you have booked the main items. Then fill in the smaller lines, such as stationery, transport and favours. Update it every time you spend money. This keeps you on track and stops small costs adding up.

Be honest about what you can afford, not what you think you should spend. A budget that matches your reality is better than one that looks good on paper.

• Decide on your top three priorities first.
• Book the biggest costs before the small ones.
• Allow room for guests who may change their minds.
• Remember that a shorter day often costs less.
• Check if your venue includes tables, chairs and staff.

If your numbers do not add up, trim a category rather than stretching further. You can always move money from one line to another. This tool lets you change any line, so keep adjusting until it feels right.