Short answer
Your wedding budget should cover the legal bits, the ceremony, the reception, and the extras. Start with the essentials, then add the nice-to-haves once you know what you can afford.
A complete wedding budget covers more than just the party. Begin with the legal requirements: in England and Wales, you and your partner each give notice at your local register office, and there is a fee for that. The ceremony itself may cost extra if you use an approved venue or a religious building. In Scotland, you submit a marriage notice to the registrar, and in Northern Ireland, you give notice to the registrar for the district where the wedding takes place. Check the current fees with your local register office or place of worship, as they can change. Then list the ceremony costs: venue hire, officiant fees, marriage schedule or certificate, and any music or readings you arrange. For the reception, include catering, drinks, cake, tables, chairs, linen, and decorations. Add your personal items: outfits, rings, hair, makeup, and accessories. Then think about the day itself: photography, videography, flowers, transport, and entertainment. Don't forget stationery, whether you send paper invitations or use online e-invites, and thank-you cards after the event. Finally, set aside money for wedding insurance, gifts for your attendants, and a contingency fund. If you are having a humanist ceremony in England or Wales, remember it is not legally binding on its own, so you may need a separate civil ceremony. Plan for that cost too.
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