What do you need to include in a wedding budget?

Start by listing every item you can think of, then add a contingency of about ten percent for things you have forgotten. The venue and catering usually take the largest share, so decide early how many guests you can realistically invite. Do not forget smaller costs like marriage notices, the registrar's fee, and any licence or banns fees if you marry in a church. These vary, so check with your register office or place of worship. Include wedding rings, outfits and alterations, shoes, and accessories. Photography and videography are often worth investing in because they last long after the day. Music, whether a DJ or live band, plus a sound system if needed, should be in there. Stationery includes save the dates, invitations, thank-you cards, order of service booklets and table plans. Transport for you and your guests, hair and makeup trials and appointments, and the cake all add up. Do not forget tips for suppliers if you plan to give them, and any overnight accommodation for you or close family. Finally, set aside money for last-minute purchases like extra drinks or a backup umbrella. Review your budget monthly and be honest with each other about what matters most. Cut where you can, but never cut the contingency.