Short answer
Start with a simple spreadsheet that lists each category, your estimated cost and the actual cost. Add columns for paid, deposit and balance, plus a notes column for suppliers and contact details.
A wedding budget spreadsheet works best when it is simple enough to update on your phone. Begin with the main categories: venue, catering, drinks, attire, rings, photography, music, flowers, stationery, transport, hair and makeup, and contingency. For each one, write your estimated cost, the actual cost, what you have paid so far and what is still owed.
Add a notes column for supplier names, email addresses and payment dates. A separate tab for guest numbers is helpful, because many costs depend on the headcount. Another useful tab is a payment calendar, so you know when each bill is due. You can also add a column for who is responsible, if parents or bridal party members are contributing.
Keep a running total at the top, and update it every time you spend. That way you always know where you stand. If you prefer paper, print the same layout and keep it in a folder. The key is to check it weekly, not to let it sit untouched for months.
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