How do I set a wedding budget in the UK?

Short answer

Start by listing every possible cost, then agree a total you both feel comfortable with. Prioritise what matters most to you as a couple, and set aside a contingency for unexpected extras. Check current rules on legal requirements, as fees and notice periods can vary.

Begin with a honest conversation about what you can both afford, including any contributions from family. Write down every category you can think of: venue, catering, rings, outfits, photography, flowers, stationery, transport, music, hair and makeup, and legal fees. Then add a contingency of around 10 percent, though you can adjust that to your comfort.

Next, rank the categories in order of importance to you both. For example, if the venue and food matter most, allocate a larger share there and trim elsewhere. Remember that legal requirements, such as giving notice at a register office, have set timeframes and fees that can change, so check GOV.UK or your local register office for the current position.

Be realistic about guest numbers, as they drive many costs. A smaller guest list often lets you spend more per person on what you value. Finally, review your budget monthly and track every payment, so you always know where you stand. A budget is a living document, not a fixed promise, so adjust it as you learn more about real quotes.