Short answer
Cancellation policies vary by photographer, so there is no single answer. Your contract will set out the notice period, any fees, and whether you lose your deposit or owe the full balance.
Most wedding photography contracts include a cancellation clause that explains what happens if either side cancels. Common arrangements include losing your deposit if you cancel, paying a percentage of the total fee depending on how close the wedding is, or owing the full amount if you cancel very late.
Some photographers also include a clause for their own cancellation, for example if they are ill or have an emergency. In that case, they usually offer a full refund and help you find a replacement, but the details should be in writing.
If your photographer cancels, you are generally entitled to a refund of anything you have paid, but check the contract for how they handle it. If the contract does not mention cancellation, the law can be complicated, so it is worth asking the photographer for a written policy before you book.
Remember that a contract protects both of you. It should cover what happens if you postpone, change the date, or reduce the hours. Read it carefully, and if anything is missing, ask for it to be added before you sign.
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