Short answer
The polite way is to share your preference through close family, wedding websites, or word of mouth rather than on the invitation itself. Keep the tone warm and make clear that any gift is welcome.
Etiquette in the UK traditionally holds that the invitation should not mention gifts at all. This keeps the focus on celebrating together. If you would prefer a contribution, the most common route is to spread the word through your wedding website or through parents and the bridal party.
Many couples now use a wedding website where they can explain their plans. A short note saying you are saving for a home or a honeymoon is clear without being pushy. You might also mention it when guests ask directly. Close family can help by telling guests that the couple would appreciate a contribution.
If you set up a gift list, include cash funds alongside physical items. This gives guests a range of choices. Always phrase things so that a card, a present or a contribution all feel equally appreciated. The aim is to make guests feel comfortable, not pressured. If you are unsure about what is appropriate for your family, ask a trusted relative for advice.
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