Do I need insurance to bartend at a wedding?

There is no UK law that says a bartender must hold insurance. However, if you are working at a wedding, the person who hires you, whether the couple or a venue, may ask for proof of public liability insurance. Many venues insist on this before allowing outside staff on site. If you are an employee of a catering company, their policy usually covers you. If you are freelance, you should arrange your own cover.

Public liability insurance protects you if a guest claims against you, for example after slipping on a spill or becoming ill from a drink. It can also cover damage to the venue or hired glassware. Some policies include product liability, which covers issues with the drinks you serve. Check whether your policy covers serving alcohol specifically, as some insurers exclude it.

If you are serving alcohol, also think about licensing. You may need a temporary events notice if the wedding is at an unlicensed venue. The couple or venue usually arranges this, but confirm who is responsible. Rules can vary across the UK, so check with the local council or GOV.UK if you are unsure.