Short answer
Open one separate savings account for both and set up a monthly automatic transfer, even a small amount. Cut one regular expense, like a daily coffee or takeaway, and put that money aside before you spend it.
Start by working out a realistic total for both the wedding and the honeymoon, then break it into a monthly target. Open a dedicated savings account and set up a standing order on payday, so the money leaves before you can spend it. Even a small amount adds up over a year. Look at your monthly spending and pick one or two things to cut, such as a subscription you do not use or eating out less. Put the savings into your wedding fund. You can also save by choosing a less expensive wedding date, like a weekday or off-peak season, and a honeymoon destination that is cheaper in that same period. Consider a mini-moon straight after the wedding and a bigger trip later, so you can save more over time. Ask for cash gifts instead of physical presents, and put any extra money straight into the honeymoon fund. Sell items you no longer need, or take on a small side job for a few months. The key is to make saving automatic and to keep the goal visible. Every pound saved brings both events closer.
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