Short answer
Open a separate savings account and set up a standing order on payday. Review your spending monthly and move any surplus into that account. Aim to save a fixed amount each week, even if small.
Start by working out your total budget and dividing it by 12. That gives you a monthly target. Open a dedicated savings account and set up a standing order for the day after payday, so the money leaves before you can spend it.
Look at your regular outgoings and see where you can trim without feeling deprived. Cancel subscriptions you rarely use, cook more at home, and swap one takeaway a week for a homemade meal. Sell items you no longer need and put the proceeds straight into the wedding fund.
Track your progress monthly. If you get a bonus, a tax rebate, or a cash gift, add it to the pot. Keep the account separate from your everyday banking so you are not tempted to dip in. You can also ask family members to contribute to the fund instead of buying gifts.
Remember that giving notice costs money and must be done at least 28 days before the ceremony in England and Wales, or 29 days in Scotland. Check GOV.UK for current fees and rules, as these can change.
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