Short answer
Start by deciding your total honeymoon fund, then list every cost from flights to ice creams. Divide the fund across travel, accommodation, food, activities and extras, and set aside a little for emergencies.
Begin with a clear conversation about what matters most to you both. Maybe you want a beach resort, a city break or a road trip. Agree on a total amount you can comfortably save or spend without stress, then break it down into categories.
List every possible cost: travel to and from the airport, flights or ferry, accommodation, meals, drinks, local transport, activities, travel insurance, visas, tips and souvenirs. Don't forget smaller things like airport parking or a nice dinner on the first night. Write them all down so nothing sneaks up on you.
Once you have your list, assign a rough share of the budget to each category. If one area matters more, let it take a bigger slice and trim elsewhere. For example, you might choose a cheaper room so you can afford a special excursion. Always keep a small buffer for unexpected costs, like a missed train or a lost item.
If you're booking far ahead, you can spread payments over months. Some couples set up a separate savings account and put a little aside each week. Others ask for contributions instead of wedding gifts. Whatever you choose, keep the plan simple and review it together before you book anything.
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