Short answer
Start with a calm, private conversation with each set of parents separately. Share your overall budget and ask if they would like to contribute, without pressure. Listen to their answers and thank them, whatever they say.
The best way to talk to parents about money is to be direct, kind, and prepared. First, agree with your partner on your own budget and what you can afford. Then arrange a relaxed time to talk, not at a big family gathering. Speak to each set of parents separately, so they do not feel compared or pressured. Begin by saying you are excited to plan your wedding, and that you are working out the costs. Explain that you are not expecting anything, but you wanted to ask if they would like to help. Give them time to think. Some parents may want to contribute but need to check their own finances. Others may say no, and that is their right. If they offer a specific amount or a specific item, confirm it in writing or in a follow-up message, so there is no confusion later. Be clear about what their money will cover, and keep them updated on the plans. If they cannot help, do not make them feel guilty. Instead, thank them for their support in other ways, like helping with planning or hosting a pre-wedding meal. Remember that in the UK, the legal requirements for marriage do not depend on who pays. You still need to give notice, have witnesses, and choose a legal venue. So focus on the relationship, not the money.
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