Does wedding insurance cover a marquee or tent wedding?

Marquee weddings are a great way to create your own venue, and insurance can protect them. The first step is to tell the insurer that you are using a marquee. Some policies treat a marquee as a standard part of the wedding, while others may ask for extra details, such as the marquee company, the size and the location.

Cover usually includes the marquee structure itself, so if it is damaged by wind or fire, you can claim. It also covers the contents, such as tables, chairs, lighting and decorations. If the marquee company goes out of business before the wedding, cancellation cover should help. If the weather makes the marquee unusable, check whether the policy covers the cost of an alternative venue or postponement.

One thing to watch is the location. If the marquee is on private land, such as a family garden, the policy may have different terms than if it is at a commercial site. You may also need to check whether the insurer requires a fire safety certificate or a structural inspection. Some policies exclude marquees if they are not erected by a professional company. Always read the policy wording and ask the insurer about any specific requirements for marquee weddings.