Can I change my mind after paying a holding deposit?

Short answer

Yes, you can change your mind after paying a holding deposit, but you may lose that money. The deposit is usually non-refundable, so check your contract carefully. If you cancel, the venue or supplier keeps the deposit as compensation.

Yes, you can change your mind after paying a holding deposit, but the financial consequences depend on the contract you signed. Most holding deposits are non-refundable, because they reserve the date and take the venue or supplier off the market. Read your contract before you pay, and look for the cancellation terms. Some contracts allow a full refund within a cooling-off period, but that is rare for wedding services. Others may let you transfer the deposit to a different date, but that is at the supplier's discretion.

If you do change your mind, tell the supplier as soon as possible in writing. Be polite and clear. You may be able to negotiate a partial refund or a credit note, especially if you give plenty of notice and they can rebook the date. But do not assume you will get anything back. The deposit is your commitment, and the supplier has likely turned away other couples for that date.

If you are unsure about your rights, check the contract and ask the supplier directly. For legal advice, you can contact Citizens Advice or check GOV.UK. Never pay a deposit until you have read and understood the cancellation policy.