How long does wedding insurance last?

Wedding insurance typically covers you from the moment you buy the policy right through to the end of your wedding day. That means if you need to cancel or postpone months before the wedding, you are covered, and you are also covered for problems on the day itself, such as a supplier failing to turn up or damage to your venue.

Most policies end at a set time on your wedding day, often midnight or the end of your reception. Some policies include cover for the wedding rings or gifts for a short period after the wedding, but this is not automatic. You need to check your policy to see exactly when cover ends and what happens after the ceremony.

If you are booking a honeymoon, that is usually a separate travel insurance policy. Wedding insurance does not normally cover your honeymoon unless you add it as an extra. If you are having a wedding abroad, check whether your UK policy covers you overseas, as many do not. Always read the policy dates and end time carefully so you know exactly what is protected.