What does Martin Lewis say about wedding insurance?

Short answer

Martin Lewis advises that wedding insurance is worth considering, especially for events with large deposits or high costs. He recommends comparing policies carefully and checking what is covered, rather than assuming the cheapest option is best.

Martin Lewis, the money saving expert, has spoken about wedding insurance as a sensible safeguard rather than a necessity for every couple. His general advice is to weigh the cost of the premium against what you could lose if something goes wrong, such as a venue closing, illness, or severe weather. He suggests reading the policy wording closely, because many policies exclude things like changing your mind or supplier failure if the supplier goes bust without notice.

He also recommends checking whether your home insurance, travel insurance, or credit card already offers some cover for cancelled events or deposits. If you are paying a large deposit by credit card, you may have some protection under consumer law, though this does not cover everything. His key point is to insure the amount you actually stand to lose, not the total wedding cost, and to avoid paying for extras you do not need.

Finally, he advises comparing at least a few providers and looking at reviews, but not relying on a brand name alone. The best policy is one that fits your specific wedding, your venue, and your risks. If you are unsure, check the terms with the insurer before you buy.