Can you get wedding insurance after booking a venue?

Yes, you can get wedding insurance after booking a venue. Many couples buy it after they have made their first big bookings. The policy will cover future losses, but it will not cover anything that has already gone wrong before you bought it.

For example, if you book a venue and then the venue goes bankrupt before you buy insurance, you cannot claim for that loss. But if the venue goes bankrupt after you buy the policy, you are covered. So the earlier you buy, the better, but buying later is still better than not buying at all.

When you buy insurance after booking, tell the insurer exactly what you have already paid and what is still outstanding. They will ask for a total insured amount, which should cover all your deposits and expected costs. If you add more suppliers later, you may need to increase the cover, which could cost a little more.

It is a good idea to buy insurance before you pay large sums, such as the final venue balance. That way, you are protected if the supplier fails between payment and the wedding day. Always read the policy wording to see what is covered and what is excluded.