How do you set up a honeymoon fund with no fees?

Short answer

A honeymoon fund is a cash gift option that lets guests contribute toward your trip. To keep fees low, compare platforms carefully, choose one that charges no service fee, and consider a direct bank transfer for close family.

Cash funds have become common in the UK, and many couples find them more useful than physical gifts. The first step is to pick a platform that is transparent about costs. Some charge a setup fee, some take a percentage of each contribution, and others pass payment processing charges on to the giver. Read the terms before you link anything to your account.

If you want truly no fees, a direct bank transfer or a dedicated savings pot may work best for close family and friends. You can share your account details in a private message or on your wedding website. This method avoids middlemen entirely, though it offers less protection than a registered fund.

Be clear about what the money will cover, such as flights, accommodation or meals, so guests feel confident about their contribution. Thank everyone promptly and tell them how their gift helped. If you are unsure about the rules around collecting money or tax, check GOV.UK or speak to a professional, as these can vary.